Personal Financial Management

The Personal Financial Readiness program provides financial information, education and personal financial counseling to assist individuals and families with achieving and maintaining financial readiness. Certified Financial professionals provide free assistance to help maximizing income, control expenses, use credit wisely, saving/investing, and much more. Our certified personal counselor/s will assist you in achieving and maintaining personal goals; increasing financial stability and becoming more financially resilient. One-on-one financial appointments is offered as well as group seminars and classes.


Just a few of the services offered:

  • Budgeting, Money Management and expense tracking
  • Saving and Investing
  • Debt Reduction
  • Credit Score Improvement
  • Home/Car Buying strategies
  • Consumer Protection / Identity Theft
  • Thrift Savings Plan & much more!

Additional resources are available including, referrals to community agencies to help meet financial needs.

PFR also supports the following Air Force Aid Society programs:

Bundles for Babies

This program is for expecting parents, active duty and spouses and DoD civilians stationed on Schriever SFB to include the guard and reserves. A variety of briefers provide of information on various topics: the cost of raising a baby, car seat safety, child care, and so much more. The bonus is a $50 gift card to AAFES!

Car Care Because We Care

Vouchers for oil and filter changes, and vehicle safety check are available to spouses of active duty personnel who are deployed 30 days or more or on a remote assignment. The redeemed vouchers are only valid at the Peterson SFB service station and must be the primary vehicle of the military member. Application for the voucher must be completed at the M&FRC. Vouchers are also available for First Term Airmen who meet with the Personal Financial Readiness manager for a financial check-up.


Child Care for PCS

The AFAS will pay for up to 20 hours of childcare per child for PCSing active duty members and their families. The member can be PCSing in or out of the base and member will use of the Family Child Care Program either on Schriever SFB or Peterson SFB. To receive the certificate, the member will need to bring a copy of their orders to the M&FRC.

Give Parents a Break

The AFAS recognizes that military families are subject to unique stresses due to the nature of military life – deployments, remote tours of duty, extended working hours, etc. Families are often separated from spouses as well as from extended family members who might otherwise offer support. In an effort to help these families.

Air Force Aid Society

AFAS is the OFFICIAL CHARITY of the Air Force. AFAS helps relieve the financial stressors Air Force and Space Force members and their families can experience. Through their emergency assistance, community and education programs, AFAS has provided more than $215 million in direct support to the community. AFAS has implemented NEW assistance programs in order to meet the continually changing needs of our community.

General Henry H. Arnold Education Grant Program

Recognizing that higher education costs were rising while more restrictive needs tests were limiting access to loan programs, the Society created an Education Grant Program in 1988. This program provides $2,000 education grants to eligible applicants for assisting in the payment of tuition, books and fees, or other direct education expenses. Applications are accepted Jan -Apr each year. Visit AFAS.ORG for more information and to apply.

Contact the M&FRC to schedule an appointment or register for a class at 719.567.3920.


Annual Credit Reports

Annual Credit Reports – get your free credit reports once a year from each credit reporting agency


FEEA – a nonprofit that provides emergency financial assistance and scholarships to civilian federal employees and their families. They also have a for-profit subsidiary, FEEA Childcare Services, which administers childcare subsidiary programs on behalf of a number of federal agencies.


PowerPay – PowerPay will give you the tools to develop a personalized, self-directed debt elimination plan, while showing how quickly you can become debt free, and how much you can save in interest costs by following your debt reduction plan

Save and Invest

Save and Invest –, a project of the FINRA Investor Education Foundation, is a free, unbiased resource dedicated to your financial health. Through easy-to-use tools and resources, helps you make informed financial decisions—and arms you with the information you need to protect yourself from investment fraud.


Mint – A website and smartphone app that allows you to manage your money, pay your bills and track your credit score all in one place.

Colorado Works

Colorado Works – Colorado Works is Colorado’s version of the Federal Temporary Assistance for Needy Families (TANF) and provides cash assistance to low-income families in need. This is the result of welfare reform and represents a new approach to helping families escape from poverty.

Need Help Paying My Bills

Need Help Paying My Bills – a site with various types of needs and agencies or resources to assist with the need

WIC (Women, Infant, Children)

WIC (Women, Infant, Children) – WIC provides qualifying women and children with supplemental food, education on nutrition topics, and referrals to community programs.

**The appearance of hyperlinks does not constitute endorsement by the U.S. Space Force or the information, products, or services contained therein. For other than authorized activities such as military exchanges and morale, welfare and recreation websites, the U.S. Space Force does not exercise any editorial control over the information you may find at these locations. Such links provided are consistent with the stated purpose of this DoD web site.**